DESIREIAS QUIZ

25th September 2018 – Daily MCQ for UPSC 

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25th September 2018 – Daily MCQ for UPSC 

Q-1 Consider the following statements
निम्नलिखित कथनों पर विचार करें

1- Maldives is the lowest country in the world, with maximum 1.5 metres above sea level
मालदीव समुद्र के स्तर से अधिकतम 1.5 मीटर के साथ दुनिया का सबसे निचला देश है

2- The largest island of Maldives is Gan
मालदीव का सबसे बड़ा द्वीप गण है

3- Maldives is a founding member of the South Asian Association for Regional Cooperation (SAARC).
मालदीव दक्षिण एशियाई संघ क्षेत्रीय सहयोग के संस्थापक सदस्य हैं।
Select the correct answer using the code given below:

A-1,2
B-1,3
C-2,3
D-All of the above

Ans -D

MCQ Source – 25th September – The Hindu Newspaper -Front page –Topic-Yameen concedes defeat in Maldives presidential poll

Q-2 Consider the following statements
निम्नलिखित कथनों पर विचार करें

1-Constitution bench is the name given to the benches of the Supreme Court of India which consist of at least Seven judges of the court which sit to decide any case “involving a substantial question of law as to the interpretation” of the Constitution of India.
संविधान बेंच भारत के सुप्रीम कोर्ट के बेंच को दिया गया नाम है जिसमें कम से कम सात न्यायाधीश शामिल हैं जो भारत के संविधान के “व्याख्या के रूप में कानून के एक बड़े प्रश्न को शामिल करने” के किसी भी मामले का फैसला करने के लिए बैठते हैं।
2-This provision has been mandated by Article 145 (3) of the Constitution of India.
यह प्रावधान भारत के संविधान के अनुच्छेद 145 (3) द्वारा अनिवार्य किया गया है।
3-The Chief Justice of India has the power to constitute a Constitution Bench and refer cases to it.
भारत के मुख्य न्यायाधीश के पास एक संविधान बेंच बनाने और मामलों को संदर्भित करने की शक्ति है।
Select the correct answer using the code given below:

A-1,2
B-1,3
C-2,3
D-all of the above

Ans-C
Exp-

• Constitution bench is the name given to the benches of the Supreme Court of India which consist of at least five judges of the court which sit to decide any case “involving a substantial question of law as to the interpretation” of the Constitution of India.
• This provision has been mandated by Article 145 (3) of the Constitution of India.
• The Chief Justice of India has the power to constitute a Constitution Bench and refer cases to it.
• Constitution benches have decided many of India’s best-known and most important Supreme Court cases, such as A.K. Gopalan v. State of Madras, Kesavananda Bharati v. State of Kerala (basic structure doctrine) and Ashoka Kumar Thakur v. Union of India (OBC reservations) etc.

MCQ Source – 25th September – The Hindu Newspaper Front page- Topic-Female circumcision issue goes to Constitution Bench

Q-3 Which of the following fundamental rights are not provided to Aliens?
जो देश के नागरिक नहीं होते,निम्नलिखित में से कौन सा मौलिक अधिकार प्रदान नहीं किया गया है?
1-Article 15
2-Article 16
3-Article 21
4-Article 19
Codes:
A-1 ,2
B-1, 3 ,4
C-1, 2 ,4
D- All of the Above
Ans: C
Exp: Fundamental Rights available to only citizens and not foreigners
• Prohibition of discrimination on grounds of religion, race, caste, sex or place of birth (Article 15).
• Equality of opportunity in matters of public employment (Article 16).
• Six basic freedoms subject to reasonable restrictions (Article 19).
• Protection of language, script and culture of minorities (Article 29).
• Right of minorities to establish and administer educational institutions (Article 30).

MCQ Source – 25th September – The Hindu Newspaper Page-3 Topic-Crucial claims, objections round of NRC begins today

Q-4 Consider the following statements
निम्नलिखित कथनों पर विचार करें

1-Ayushman Bharat-National Health Protection Mission (AB-NHPM) aims to target over 10 crore families belonging to poor and vulnerable population based on Socio Economic and Caste Census 2013 (SECC) database.
आयुषमान भारत-राष्ट्रीय स्वास्थ्य संरक्षण मिशन (एबी-एनएचपीएम) का उद्देश्य सामाजिक आर्थिक और जाति जनगणना 2013 (एसईसीसी) डेटाबेस के आधार पर गरीब और कमजोर आबादी के 10 करोड़ से अधिक परिवारों को लक्षित करना है।
2-It will cover of Rs 5 lakh per family per year, taking care of almost all secondary care and tertiary care procedures.
इसमें प्रति वर्ष 5 लाख रुपये प्रति परिवार शामिल होंगे, लगभग सभी माध्यमिक देखभाल और तृतीयक देखभाल प्रक्रियाओं का ख्याल रखना।

3-There will be no cap on family size and age in the scheme.
योजना में परिवार के आकार और उम्र पर कोई सीमा नहीं होगी।
4- It includes post-hospitalisation expenses only
इसमें केवल अस्पताल के बाद के खर्च शामिल हैं
Select the correct answer using the code given below:

A-1,2,3
B-1,3
C-1,3,4
D-All of the above

Ans-B
Exp-

• Ayushman Bharat-National Health Protection Mission (AB-NHPM) aims to target over 10 crore families belonging to poor and vulnerable population based on Socio Economic and Caste Census 2011 (SECC) database.
• It will cover of Rs 5 lakh per family per year, taking care of almost all secondary care and tertiary care procedures.
• There will be no cap on family size and age in the scheme.
• It includes pre and post-hospitalisation expenses
• The scheme integrates two on-going centrally sponsored schemes viz. Rashtriya Swasthya Bima Yojana (RSBY) and Senior Citizen Health Insurance Scheme (SCHIS).
• Benefit cover: It includes pre and post-hospitalisation expenses. It will cover all pre-existing conditions from beginning of the policy. It will also pay defined transport allowance per hospitalization to the beneficiary.
• Cashless benefits: The scheme allows the beneficiary to take cashless benefits from any public or private empanelled hospitals across the country. The payment for treatment will be done on package rate which will be defined by Government in advance basis. The package rates will include all the costs associated with treatment.
• Role of state governments: They are allowed to expand the scheme both horizontally and vertically. They are also free to choose modalities for implementation. They can implement through insurance company or directly through Trust/ Society or a mixed model. States/UTs will have also flexibility to modify these rates within limited bandwidth.
• Council: For giving policy directions and fostering coordination between Centre and States, Ayushman Bharat National Health Protection Mission Council (AB-NHPMC) will be set up at apex level. It will be chaired by Union Health and Family Welfare Minister.

MCQ Source – 25th September – The Hindu Newspaper -Page-8 Topic- Long road ahead

Q-5 Consider the following statements
निम्नलिखित कथनों पर विचार करें

1-Central Vigilance Commission (CVC) was set up by Central Government in 1964 on the recommendations of K. Santhanam Committee on Prevention of Corruption.
केंद्रीय सतर्कता आयोग (सीवीसी) की स्थापना केंद्र सरकार ने 1964 में भ्रष्टाचार रोकथाम के संथनम समिति की सिफारिशों पर की गयी थी।
2- CVC is headed by Central Vigilance Commissioner and has Three Vigilance Commissioners
2- सीवीसी की अध्यक्षता केंद्रीय सतर्कता आयुक्त द्वारा की जाती है और इसमें तीन सतर्कता आयुक्त होते हैं
3-They are appointed by President on recommendations of select committee comprising of Prime Minister as Chairperson, Union Minister of Finance and Leader of second largest party in Lok Sabha or majority group leader in parliament
राष्ट्रपति द्वारा प्रधान मंत्री की चयन समिति जिसमे केन्द्रीय वित्त मंत्री और लोकसभा में दूसरी सबसे बड़ी पार्टी के नेता या संसद में बहुमत समूह के नेता की सिफारिशों पर राष्ट्रपति द्वारा नियुक्त किया जाता है,
Select the correct answer using the code given below:

A- only 1
B- only 2
C-only 3
D-all of the above

Ans-A
Exp-
CVC is an apex probity watchdog of Union Government formed to address governmental corruption. It was set up by Central Government in February 1964 on the recommendations of K. Santhanam Committee on Prevention of Corruption. It has status of statutory autonomous body and free of control from any executive authority as per the provisions of Central Vigilance Commission (CVC) Act, 2003.
Functions: It monitors all vigilance activity under Union Government and advises various authorities in Union Government organizations in planning, executing, reviewing and reforming their vigilance work. Union Government has authorized CVC as “Designated Agency” to receive written complaints for disclosure on any allegation of corruption or misuse of office and recommend appropriate action.
Composition: CVC is headed by Central Vigilance Commissioner and has two Vigilance Commissioners. They are appointed by President on recommendations of select committee comprising of Prime Minister as Chairperson, Union Minister of Home Affairs and Leader of second largest party in Lok Sabha or majority group leader in parliament.

MCQ Source – 25th September – The Hindu Newspaper -Page-10 TOPIC – Let CVC probe Rafale deal’

Q-6 Recently India’s 100th airport opens in Which State?
हाल ही में भारत का 100 वां हवाई अड्डा किस राज्य में खुला है ?
A- Arunachal Pradesh
B-Manipur
C-Sikkim
D- None of above

MCQ Source – 25th September – The Hindu Newspaper -PAGE-11

Ans-C

Q-7 Consider the following statements
निम्नलिखित कथनों पर विचार करें

1-NBFCs or Non Banking Financial Companies are those companies which provide banking services without meeting the legal definition of a bank.
एनबीएफसी या गैर बैंकिंग वित्तीय कंपनियां वे कंपनियां हैं जो बैंक की कानूनी परिभाषा को पूरा किए बिना बैंकिंग सेवाएं प्रदान करती हैं।
2-Non-Banking Financial Companies are regulated by RBI only
गैर-बैंकिंग वित्तीय कंपनियां केवल आरबीआई द्वारा नियंत्रित की जाती हैं

Select the correct answer using the code given below:
A- Only 1
B- Only 2
C- Both are Correct
D- None of the Above

Ans-A
Exp-
• NBFCs or Non Banking Financial Companies are those companies which provide banking services without meeting the legal definition of a bank
• A NBFC is incorporated under the Companies Act, 1956 and desirous of commencing business of non-banking financial institution as defined under Section 45 I(a) of the RBI Act, 1934.
• The NBFCs do the business of loans and advances, acquisition of shares, stock, bonds, debentures, securities issued by Government. They also deal in other securities of like marketable nature, leasing, hire-purchase, insurance business, chit business.
• However, the companies cannot be NBFCs if their primary business is related to agriculture activity, industrial activity, sale/purchase/construction of immovable property.
• Usually, the 50-50 test is used as an anchor to register an NBFC with RBI. 50-50 Test means that the companies at least 50% assets are financial assets and its income from financial assets is more than 50% of the gross income.

Regulation of NBFCs
• Non-Banking Financial Companies are regulated by different regulators in India such as RBI, Irda, SEBI, National Housing Bank and Department of Company Affairs. RBI regulates the companies which deal in lending, accepting deposits, financial leasing, hire purchase and acquisition of shares / stocks etc. The companies that take up activities like stock broking, merchant banking etc. are regulated by SEBI while the Nidhi and Chitfund companies are regulated by Department of Company Affairs. Housing finance companies are regulated by National Housing Bank.
• NBFCs which are regulated by other regulators are exempted from the requirement of registration with RBI but they need to register with respective regulators. For example:
• Venture Capital Fund/Merchant Banking companies/Stock broking companies are registered with SEBI
• Insurance Company needs to hold a certificate of registration with IRDA
• Nidhi companies as notified under Section 620A of the Companies Act, 1956, Chit companies as defined in clause (b) of Section 2 of the Chit Funds Act, 1982
• Housing Finance Companies regulated by National Housing Bank

MCQ Source – 25th September – The Hindu Newspaper -PAGE-13 TOPIC -Fears set off by IL&FS still roil markets